Thursday, September 27, 2012

Be the "Keyman" of Protection with Keyman Disability Insurance

Disability Business Overhead Expense is an excellent product for which it is designed. 

It will reimburse fixed operating costs paid by a company for each month the owner is disabled.

What if you could have a contract that would pay100% of your client's income to replace him WHILE he is disabled?

With someone just as skilled in the driver's seat, your client's company can remain profitable enough to pay ITS OWN expenses!

Another benefit of this type of contract is the benefit is NOT reimbursement based!

Every month your client is disabled, the FULL benefit is paid!

This allows your client to:

                                                  *   Decide if he can recover and return
                                                  *   Determine if he should sell the busiiness
                                                  *   Decide to keep the temp permantly and remain a silent owner.

Contact me today to learn more about this powerful tool which can help save your client's business in a time of disability.  This can change a hopeless situation into opportunity!

Wednesday, September 26, 2012

The Cost of Complacency

Sure it takes a little effort to prepare for the unexpected, but what is that in comparison to dealing with the effects when you are unprepared?

Is it easier to carry an unbrella, or find dry clothes?

Is it easier to have a flashlight handy, or try to function in the dark?

Is it easier to protect your income now, or find a way to pay your bills later when you can not work due to disability?

The most common reason people put this off is in thinking that it is very difficult or expensive to consider.  Income protection has never been easier or more affordable.

Ask your insurance agent to contact Disability Insurance Services today to get solutions for you.  If you do not have an insurance agent you know or work with, then email me and I can find a reputable agent close to you.  Either way, do not wait as the cost of complacency in this matter could be catastrophic.